The actual APR for these loans is determined by a member's credit history. Please contact Tri-Valley Service Federal Credit Union for a specific rate. Click on our Loan Calculator to calculate your payment amount including credit life and disability coverage. This link will also provide you with information on Mechanical Repair Coverage and Guaranteed Asset Protection that is also available through Tri-Valley Service Federal Credit Union.

 

  • Shares/Savings
  • Investments
  • Loans
  • Visa Cards

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    Motorcycle/Recreational Vehicles/Boat Loans
    "*The rate for New Motorcycles/Recreational Vehicle and Boat Loans is 2.00% APR above the rate for new auto loans. The rate for Used Motorcycles/Recreational Vehicle and Boat Loans is 2.00% APR above the rate for used auto loans.

    **Motorcycles, ATV's,etc. 2% above used auto rates"

    LOAN RATES (Effective: 2/17/2012)
    Loan TypeLoan Description Approximate Terms Annual Percentage Rate
    Auto Loan
    2012 - 2006
    12 Months
    As low as 2.05%
    Auto Loan
    		2012 - 2006
    24 Months
    As low as 2.05%
    Auto Loan
    		2012 - 2006
    36 Months
    As low as 2.30%
    Auto Loan
    		2012 - 2006
    48 Months
    As low as 2.55%
    Auto Loan
    		2012 - 2006
    60 Months
    As low as 2.80%
    Auto Loan
    		2012 - 2006
    72 Months
    As low as 3.05%
    Used Auto Loan
    2005 and older
    12 Months
    As low as 4.85%
    Used Auto Loan
    2005 and older
    24 Months
    As low as 4.85%
    Used Auto Loan
    2005 and older
    36 Months
    As low as 5.10%
    Used Auto Loan
    2005 and older
    48 Months
    As low as 5.35%
    Used Auto Loan
    2005 and older
    60 Months
    As low as 5.60%
    Used Auto Loan
    2005 and older
    72 Months
    As low as 5.85%
    Personal Loan
    -
    12 Months
    As low as 9.85%
    Personal Loan
    -
    24 Months
    As low as 9.95%
    Personal Loan
    -
    36 Months
    As low as 10.10%
    Personal Loan
    -
    48 Months
    As low as 10.50%
    Personal Loan
    -
    60 Months
    As low as 10.90%
    Up to $4,000
    -
    1 Year
    As low as 3.99%
    Up to $4,000
    -
    12 - 18 months
    As low as 4.99%



     



    To apply for a loan, simply stop in the office or print out a Loan Application and return it to us with a verification of income, such as a copy of paystub, pension or social security letter. Also include a copy of a valid photo I.D., such as a drivers license. Automatic payment is available with any of our loan services. Visa Credit Card 11.25% APR 25 Day Grace Period on Purchases No Annual Fee.


    VISA CREDIT CARDS AT 11.25% APR

    25-DAY GRACE PERIOD ON PURCHASES

    NO ANNUAL FEE

    To apply for a Visa Credit Card, simply stop in the office or print out a Visa Credit Card Application and return it to us with a verification of income, such as a copy of paystub, pension or social security letter. Also include a copy of a valid photo I.D., such as a drivers license. 
    Please note that Tri-Valley Service Federal Credit Union may report information about your accounts to credit bureaus.  Late/Missed payment information or other defaults on your account may be reflected in your credit report.



    Share/Savings Rates (Effective: 12/20/2011)
    Account Type
    Minimum
    Annual Percentage Yield
    Share Savings
    $101
    .17
    Christmas Club
    $25
    .25
    Vacation Club
    $25
    .25
    IRA Shares
    $0
    .30





    Investments (Effective: 11/08/2011)
    Share Certificates
    & IRA's
    Annual
    Percentage
    Rate
    Annual Percentage Yield
    Term
    Minimum $500
    .45%
    int @ maturity*
    6 months
    Minimum $1000
    .55%
    .55%
    12 months
    Minimum $1000
    .65%
    .65%
    18 months
    Minimum $1000
    .90%
    .90%
    24 months
    Minimum $1000
    1.15%
    1.16%
    36 months
    Minimum $1000
    1.25%
    1.26%
    48 months
    Minimum $1000
    1.35%
    1.36%
    60 months



     

    Additional information: Please note the 6 Month Certificate is not available for an IRA Investment. Rates subject to change, contact Tri-Valley Service Federal Credit Union for the most current rates. All certificates have an interest penalty for early withdrawal.