Checking Accounts
A share draft account is a credit union
checking account. It's better then traditional checking
accounts because:
- No
account fees
- No
monthly service fees
- No
minimum balance required
Share (Savings) Account
Share accounts require a maintained
deposit of $25. Deposits can be made in any amount
through direct deposit, payroll deduction, mail, or
over-the-counter transactions. You may request a
disclosure of account terms, electronic funds
transfer, or check clearing policies by phone or
mail.
Share Certificates
Share Certificates are available for various
terms. Call for current rates.
IRA Account
Traditional, Roth, and Educational IRAs. No
service or account maintenance fees. Contributions
may be payroll deduction or one lump sum.
Club Accounts
Holiday and Vacation clubs are available. Dividends are
paid annually.
Payroll Deduction
A painless way to get in the savings habit!
Through participating companies, an amount you set
is taken from your paycheck and placed in your
desired account. Loan payments may also be made with
payroll deductions with direct deposit.
Other Services
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Visa Check Card
With a Tri-Valley Service Federal Credit Union Visa debit card, you can utilize these features:
No charge at any PNC Bank, CU$, or CO-OP ATM; cash back at participating merchants; the ability to withdraw
not only from you share draft/checking account, but also your share/savings account at any ATM;
deposits at ATMs; and 6 free ATM withdrawals per month.
Direct Deposit
Social Security checks, pension checks, payroll checks, and all others can be directly deposited into your
checking or share accounts at no charge.
Loans
Our main business is making loans to members. Loans are granted to buy new and used auto,
recreational vehicles, home improvements, or seasonal specials. All loans offer
competitive rates and flexible terms. Tri-Valley Service Federal Credit Union loans can be paid through
payroll deduction with direct deposit - which is the most convenient way to repay.
To apply for aloan, simply stop in the office or
print out a Loan Application and return it to us with verification of income,
such as a copy of paystub, pension
or social security letter. Also
include a copy of a valid photo
I.D., such as a drivers license.
Automatic payment is available
with any of our loan services.
Visa Credit Card
- No annual
fee
- Currently
11.25% APR
- 25 day grace period
- Free
Travel Accident Insurance
- ATM cash advances worldwide
- Pay ahead feature
- Scorecard
- Chargegard Protection
To apply for a VISA Credit Card,
simply print out a VISA
Credit Card Application and return it to Tri-Valley Service Federal Credit Union. |